ICICI Coral Credit Card; Benefits, Charges and Fees in 2024

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The ICICI Coral Credit Card is an entry-level card for those who are new to credit. The card includes reasonable reward pricing, lounge access, and movie perks. There is also a nominal annual fee of Rs 500, making it a suitable option for those who want a low-maintenance credit card to improve their credit score. However, if you’re looking for a high rewards rate or expanded benefits in certain categories, you may want to consider other credit cards.

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ICICI Coral Credit Card Overview

The ICICI Coral credit card issued by ICICI Bank offers its customers great incentives and offers on dining, entertainment and travel.

Coral credit cards are available in three variants: Visa, Mastercard and American Express, from which you can choose one. With this card, you can earn up to 2 reward points for every transaction of Rs 100, redeemable for a variety of categories and items.

The Coral credit card allows you to earn up to 10,000 extra points each year through its milestone program.

ICICI Coral Credit Card Benefits

Movie Tickets: This card gives you 25% discount on BookMyShow and Inox up to Rs 100 on the purchase of at least 2 movie tickets per transaction.You can use this offer twice a month.

Fuel Surcharge Waiver: This card entitles you to a 1% fuel surcharge waiver, valid only at Hindustan Petroleum Corporation Limited pumps.

Lounge Access: When it comes to travel benefits, lounge access with ICICI Coral credit card is limited to domestic airport lounges in India and is subject to free access per quarter. However, this entails spending at least Rs 35,000 or more in a calendar quarter to avail the benefit in the next calendar quarter.

Annual fee waiver: If you spend more than Rs 1.5 Lakh on your Coral credit card, the annual fee of Rs will be waived.

Dining Discounts: ICICI Coral Credit Card offers exclusive dining offers through ICICI Bank’s Culinary Treats programme.

Security with Chip and PIN: The credit card has a microchip and a PIN (personal identification number) incorporated. This ensures that credit card information cannot be duplicated or used for fraudulent purposes.

ICICI Coral Credit Card Reward Points

Reward Points: The card offers reward points for every eligible transaction. You can earn 2 reward points by spending Rs 100. You can earn 1 reward point on transactions worth Rs 100 including government transactions and insurance.

Milestone Rewards Program: By spending Rs. 2 Lakh with the card, you will get 2000 reward points and an additional 1000 reward points for spending Rs.

Note: Starting February 5, 2024, loyalty points will no longer be credited for rental payments or e-wallet top-up transactions.

ICICI Coral Credit Card Fees

Type of Fee	Charges
Joining Fee	Rs. 500
Annual Fee	Rs. 500
Finance Charges	3.40% p.m. (40.80% p.a.)
Late Payment Charges	For Statement Balance: Below Rs. 100: Nil Between Rs. 100 to Rs. 500: Rs. 100 Between Rs. 501 to Rs. 5,000: Rs. 500 Between Rs. 5,001 to Rs. 10,000: Rs. 750 Between Rs. 10,001 to Rs. 25,000: Rs. 900 Between Rs. 25,001 to Rs. 50,000: Rs. 1,000 Above Rs. 50,000: Rs. 1,200

ICICI Coral Credit Card Eligibility

Age Criteria : 23 Years
Occupation : Salaried or Self-employed
Income: Communicated at the time of sourcing

List of required documents

While applying for ICICI Bank Coral Credit Card, the following documents need to be submitted/uploaded:

Proof of address (Aadhar card, driving license, passport or utility bills) is required.
You must provide pay slips or the latest ITR as proof of income.
As proof of identity, you can present: Voter ID, Aadhar Card, PAN Card, Passport, etc.

ICICI Coral Credit Card Lounge Access List

For ICICI Bank Emerald Mastercard and ICICI Bank Diamond Mastercard credit cards, Click Here
To get ICICI Bank Emerald American Express Credit Card, Click Here
For all other ICICI bank credit cards, Click Here

Domestic Airport Lounge Advantage

You can now enjoy free airport lounge access every quarter with your ICICI Bank credit card by spending Rs 35,000 on your card in one calendar quarter to avail this feature in the next calendar quarter.

The above applies twice to its American Express and Mastercard variants of the ICICI Bank dual credit card.

Spending criteria do not apply to the following credit card holders:

ICICI Bank Diamond Credit Card
ICICI Bank Emeralde Credit Card
ICICI Bank Emeralde Private Credit Card

The number of free accesses to your ICICI Bank credit cards remains unchanged. The list of rooms and the number of accesses can be consulted in the following section.

How to Apply for ICICI Coral Credit Card

If you are also interested in ICICI Bank Coral Credit Card, then all the procedures related to online application are given below:

Step 1: Firstly go to the official website of ICICI Bank.

Step 2: Click the Maps tab on the home page.

Step 3: Select the “Credit Cards” tab.

Step 4: You will see a list of some cards, select the option of ICICI Bank Coral Credit Card.

Step 5: Select the Apply Now button.

Step 6: Fill out the application form with your contact details.

Similar Credit Cards

Some similar cards of ICICI Coral Credit Card are given below. With these cards you can avail features like amazing discounts, earn reward points and online shopping.